Rates & Insurace

 
 

We accept the following insurances:

  • Aetna

  • Cigna

  • Meritain

  • Optum Emotional Wellbeing Solution (Premium EAP)

  • Optum Live & Work Well (EAP)

  • Oscar

  • Oxford Health Plans

  • Providence Health Plan

  • Surest (Formerly Bind)

  • UMR

  • UnitedHealthcare

  • UnitedHealthcare Global

  • Blue Cross Blue Shield of Massachusetts

  • Quest Behavioral Health

  • Anthem (EAP)

  • Lyra (EAP)

Specific insurance may vary by provider.

For clients in South Carolina, insurance is not accepted at this time.

Out-of-Network Coverage

If your insurance is not listed, you may still be able to use out-of-network benefits. We provide superbills upon request to help you with reimbursement. Please check with your insurance company about your out-of-network coverage.

Learn more about how superbills and out-of-network benefits work below.

How much are sessions?

Our standard Out-of-Pocket rates are:

  • Initial Intake Assessment (60-90 minutes): $175

  • Individual Therapy (55 minutes): $135 per session

  • ADHD Evaluations: $300

Are ADHD Evaluations covered by insurance?

Due to the complexity of the evaluation and the time spent in and out of the appointment, ADHD evaluations are not accepted through insurance at this time.

Although we do not accept insurance for the evaluation, we do offer ADHD related treatment through the insurances listed above. For more information, check out our neurodivergent affirming therapy page, or contact us with any questions.

Good Faith Estimate

Under the No Surprises Act, you have the right to receive a Good Faith Estimate explaining how much your mental health care will cost if you're not using insurance. If you're paying out of pocket, we’ll provide you with a written estimate of your expected fees before your first session.

This estimate will outline the cost of services and how frequently we anticipate meeting, so you can make an informed decision that works for your budget.

We know therapy is an investment, and we’re here to help you feel clear and confident about the process.

Rates & Insurance FAQs

  • Yes, most insurance plans cover telehealth sessions, but we recommend confirming with your provider.

  • Yes, we file claims on your behalf with in-network insurance plans.

  • Coverage varies by plan. We recommend calling your insurance company and asking about outpatient mental health benefits, copays, deductibles, and session limits.

  • We can help guide you on common questions, but ultimately your insurance company is the best source for details about your coverage.

 Superbills & Out-of-Network Benefits for Therapy

 

What is a Superbill?

A Superbill is an itemized receipt that your therapist can provide after a session. It includes all the details your insurance company needs if you’d like to seek reimbursement for therapy sessions you’ve paid for out-of-pocket.

Think of it as a “bridge” between you and your insurance: instead of your therapist billing your insurance directly, you pay your therapist and then submit the Superbill to your insurance company to request partial reimbursement.

A Superbill typically includes:

  • Your therapist’s name, credentials, and National Provider Identifier (NPI)

  • Practice information (address, phone, tax ID)

  • Your name and date of birth

  • The date and length of your session

  • The CPT (procedure) code used for therapy (e.g., 90837 for a 60-minute session)

  • A diagnosis code (required by insurance to process claims)

  • The amount you paid

What Are Out-of-Network (OON) Benefits?

Insurance plans usually have two categories of coverage: in-network and out-of-network.

  • In-network: Your therapist has a contract with your insurance company and bills them directly.

  • Out-of-network: Your therapist does not have a contract with your insurance company. You pay the therapist directly, and you may be able to get reimbursed by your insurance for part of the cost — if your plan includes OON benefits.

Not every insurance plan offers OON benefits, so it’s important to check first.

STep-by-step guide to Access OON Benefits for Therapy:

Call Your Insurance Company

Ask the member services representative the following:

  • Do I have out-of-network benefits for outpatient mental health/therapy?

  • What percentage of the session fee is reimbursed? (Some plans reimburse 50–80% after you meet your deductible.)

  • What is my out-of-network deductible, and how much of it have I met this year?

  • Is there a limit on the number of sessions per year?

  • How do I submit a Superbill or claim form?

Tip: Write down the date, name of the representative you spoke with, and the details they provided.

Attend Sessions & Pay Out of Pocket
 You’ll pay your therapist directly at the time of your appointment.

Request a Superbill
Your therapist will provide a monthly (or per-session) Superbill with all the required information.

Submit the Superbill to Insurance

  • Many insurance companies let you upload Superbills through their online portal or app.

  • Others require you to mail them in with a claim form (often downloadable from your insurance website.

Receive Reimbursement
After processing (usually 2–6 weeks), your insurance will send a reimbursement check directly to you. The amount depends on your plan’s OON benefits and deductible status.